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Get The Best Car Insurance Plans Online in India

Your Policy Type

Policy Type :

  • Bajaj Allianz
  • Bharti AXA
  • Cholamandalam
  • Future Generali
  • HDFC Ergo
  • ICICI Lombard
  • IFFCO Tokio
  • Liberty Videocon
  • LT Insurance
  • Magma HDI
  • National Insurance
  • New India
  • Oriental Insurance
  • Reliance General
  • Royal Sundaram
  • SBI General Insurance
  • Shriram General Insurance
  • TATA-AIG
  • United India
  • Universal Sompo General

Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
    Buy now
  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
    Buy now
  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
    Buy now
  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
    Buy now

Bharti AXA Car Insurance Policy

Investing on a car insurance policy is an extremely needful thing to safeguard the financial losses on behalf of physical damage of car due to accident or breakdown.

Bharti AXA Car Insurance policy is a comprehensive one which can provide proper protection to your car. To keep your car away from all of the sudden mishaps, you can choose this policy with complete beneficial features.

This policy is obtainable for online purchase. Various add-on covers are available with this car insurance policy that you can enjoy.

Key features of policy to keep you advantageous

  • Cashless claim service is provided by this insurance provider. You can get 2000+ network garages across India to process servicing of your car by availing cashless benefit.
  • A comprehensive customer support is obtainable for 24×7. You can make a call on the customer service number and take assistance from them.
  • No Claim Bonus is transferrable from any other customer’s account to you which have feasibility of up to 50%.
  • A claim made by you, can be settled within a short time span with a quick and easy procedure.
  • Special discounts are available for the members of Automobile Association. Discounts and No claim bonus are dependent upon the age and profession of the members.

Stay at ease with the aid of add-on covers

Benefit

Coverage

Depreciation cover

100% of the sum insured is payable

Third party property damage cover

Up to Rs.7,50,000 for private cars

Personal accident cover

Up to Rs.100,000 per person

Apart from the listed covers, the add-on covers include more such as –

  • Roadside assistance cover
  • Hospital cash cover
  • Ambulance charges cover
  • Invoice price cover and
  • Medical expenses cover

Levels of cover under policy

This car insurance policy is to provide two levels of cover to the policy holders.

  • Basic cover and
  • Basic + Roadside assistance

Different areas are covered under these two levels which are mentioned below. Observe them with attention.

Occurrence

Coverage

Theft or damage due to accident/ earth quake/ flood/ fire

Covered

Third party liability (claim against you due to property damage/ personal injury)

Covered

Personal injury (Death or permanent total disability)

Covered

On spot repair service or to relocate garage (Major or minor breakdown)

Covered

Exclusions from the coverage of policy

  • Damage of a car due to normal wear and tear and also because of usual ageing of the vehicle itself is not covered.
  • Any consequential loss or depreciation is not the subject to be covered under policy terms.
  • Any kind of electrical or mechanical breakdown is not listed under coverage.
  • If any damage or loss happens beyond of the geographical territory that means outside India, it will not be entertained by the insurer.
  • If the car becomes damaged by person who was driving without a valid license, is not subject to cover.
  • In case any damage or loss happens due to accident while driving the car under the influence of drug or alcohol, the insurer is not liable to pay.
  • Any loss or damage due to nuclear risk is also not the responsibility of insurer.