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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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Bharti AXA Smart Health Essential Insurance

Being insured is good for you and your family. It is needed to keep you indemnified and to provide you perfect peace of mind. Bharti AXA Smart Health Essential Insurance is one which is designed to provide comprehensive feature of daily cash allowance during hospitalization.

If you issue this policy, you can become unworried while you have to be hospitalized. So be insured and be smart by selecting this policy.

Know the policy benefits before opting for

The policy provides facilities to cope with various eventualities. These are mentioned below.

  • In case of any hospitalization due to illness during policy period, you will get daily cash allowance for the expenses of treatment.
  • Double of the daily cash amount is allotted for an ICU accommodation in any critical condition. It is applicable for 5 days only which starts after the third day of hospitalization.
  • You will become facilitated with the income tax deduction benefit under section 80D of the Income Tax Act.
  • After completion of an expiry of policy period without making any claim, you can get 5% discount on premium at renewal stage. The level of this discount can be amplified up to 25%.
  • 24×7 claim assistance is obtainable there for you by a Third Party Administrator.

Look at the variants of policy

Three variants are procurable under this policy type. So you may go for one of them as per your requirement. The variants are mentioned below.

Plan A – In this plan Rs.1, 000 is payable per day during hospitalization which is given for maximum 60 days.

Plan B – In this plan Rs.2, 000 is provided as hospital daily allowance for up to 90 days.

Plan C – In this plan per day Rs.3, 000 is payable during hospitalization for up to 120 days.

Make sure whether you are eligible or not

Before going for issuing a policy, you should know all details about it. Being informed about the eligibility criteria for age groups is needful. There are certain restrictions about coverage amounts and areas also.

Minimum

Maximum

Entry age

3 months

65 years

Renewable age

75 years

Coverage amount

1,000 per day

3,000 per day

Options that you may obtain

Options for both individual and family floater plans are available for the customers. So you can choose one of them.

In family floater plan, you can add spouse and 2 dependent children under a policy along with you.

Exclusions or the uncovered areas

  • Claim is not subject to make within first 30 days from origination of policy.
  • Pre-existing diseases and conditions are not covered.
  • For few diseases such as cataract, hernia, sinusitis, myomectomy, hydrocele, fistula, benign prostatic hypertrophy and dilation; these are not listed under policy coverage.
  • Treatment for psychiatric condition or stress is excluded.
  • Problem due to self-medication or treatment by a family member is not insurer’s concern.
  • Use vitamins and tonics unless part of treatment for disease is subject to ignore.
  • Insurer is not liable for criminal acts committed by insured person.
  • HIV AIDS, Congenital treatments are not under coverage.