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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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Bharti AXA Smart Health Insurance

Health insurance policy is needed to take care of you and your family. As any health problem may incur any time, you should have suitable grounding to cope with such a condition. Bharti AXA Smart Health Insurance is a smart and comprehensive insurance policy which is designed to safeguard your entire family.

Variants of policy

There are three variants of this policy and so you have different options to choose from. The variants are basic, premium and optimum. The reimbursement procedure and insured sum will depend upon your chosen type of policy. Take a look on the scope of coverage that you will experience with the types of policy.

Plan

Entry age (In year)

Sum insured

Max number of members

Basic

2 (children individual plan), 3-23 (children in floater plan), 65 (adults for sum insured 200,000), 55 (for sum insured above 200,000)

Rs.200,000, 300,000 and 500,000

2 Adults and

2 Children

Premium

Above 2 (children individual), 3-23 (children in floater), up to 55 (adults)

Rs.300,000

2 Adults and

2 Children

Optimum

Above 2 (children individual), 3-23 (children in floater), up to 45 (adults)

Rs.400,000 and 500,000

2 Adults and

2 Children

Basic features that you need to know

  • This policy covers some critical illnesses such as cancer, kidney failure, stroke, first heart attack, bypass surgery etc.
  • Insurers provide lump sum for recovery from dread disease.
  • Hospital cash allowance is obtainable in this policy.
  • A claim can be settled within 21 days from submission of all important documents.

Eventualities that are provided by insurer due to hospitalization

Various benefits are given in this policy. Occurrence that are provided by the insurer, are given below in detail.

Benefits Coverage

Room rent during hospitalization

Room rent Rs.2,000, 3,000 and 4,500 for ICU/ day (for sum insured 200,000 and 300,000)

Pre hospitalization expenses

30 days (in Basic plan), 45 days (Premium), 60 days (Optimum)>

Post hospitalization expenditures

60 days (basic), 60 days (premium), 90 days (optimum)

Domiciliary hospitalization

Rs.200 and 500/ day in Premium and Optimum respectively (hospitalization more than 10 days)

Ambulance charges

Up to Rs.1,500 (Basic), up to Rs.2,000 (Premium), up to Rs.2,500 (Optimum)

Daily cash allowance

In more than 3 days of hospitalization

Critical illnesses

Reimbursement of 200,000 (Basic), Additional lump sum is provided (Optimum)

Benefit to organ donor in major organ transplantation

Provide Rs.30,000 and 50,000 of additional coverage according to sum insured (Basic)

Apart from these, this policy also offers emergency treatment due to accident, accommodation of parents because of children’s hospitalization, transportation of mortal remains and many more facilities.

Take information about additional benefits also

  • 5% cumulative bonus for each claim free year
  • Free of cost health check up after 4 claim free years
  • Tax benefit under section 80D

Follow the exclusions attentively

  • Pre-existing illnesses after 4 years of policy
  • Pregnancy and childbirth
  • Self-injury, mental disorder, anxiety, depression or stress
  • HIV AIDS and related complications
  • Diseases within first 30 days of policy and first 60 days in case of critical ailment
Sum Insured = Rs 5 lakh
  • Age (in years)
  • Deductible (in Rs)
  • 1 lakh
  • 2 lakh
  • 3 lakh
  • 91 days- 35
  • 1999
  • 1049
  • 899
  • 36-45
  • 2750
  • 1500
  • 1400
  • 46-60
  • 4813
  • 2925
  • 2170
  • 61-75
  • 10106
  • 5704
  • 3472
  • 76 and above
  • 24053
  • 14254
  • 9090