Skip to main content

Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
    Buy now
  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
    Buy now
  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
    Buy now
  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
    Buy now

Bharti AXA Smart Individual

Different types of Insurance policies are designed to cater the needful to the customers. They offer personal security to the individuals in any unsolicited situation. Bharti AXA Smart Individual insurance plan is a health insurance plan which is committed to provide coverage in physical loss or permanent disablement due to accident.

Information about all inclusions and exclusions, benefit structure and variants are as following.

You need to know the regular benefits

  • Accidental death is covered in this policy.
  • Coverage is obtainable for permanent total disablement and permanent partial disablement also.
  • Documentation is not needed for the submission of claim.
  • Medical test is not required for issuing the policy.
  • In case of death or disablement of the insured person, the expenses for the education of his or her children are covered.

Additional benefits that can make the policy more comprehensive

  • The insured person can be compensated with 125% of the total sum insured in case of permanent total disability due to accident.
  • The expenses for the education of insured person’s children are provided in case of physical loss or permanent total disability.
  • The insured person can get 5% of cumulative bonus for a claim free year which can be increased up to 50%.

Variants that you choose from

Different sorts of plans are available under this policy. These types are-

  • Smart Individual Personal Accident Basic plan
  • Smart Personal Accident Standard without Medical
  • Smart Personal Accident Standard
  • Smart Personal Accident Gold

Facilities that are given according to variant of plans

Facilities

Available in variants

Temporary total disablement

Standard without medical, Standard and Gold

Reimbursement for funeral expenses

Standard and Gold

Daily cash allowance during hospitalization

Standard without medical, Standard and Gold

Medical expenses caused by accident

Standard and Gold

Double indemnity (in case of death or permanent total disability during travelling in public vehicle)

Standard and Gold

Legal expenses against the insured person

Standard without medical, Standard and Gold

Look at the eligibility for issuing policy

All individuals are not eligible to issue an insurance policy like this. There are boundaries in age and you can be insured up to a specific age. Renewal is not available for lifelong and there is not any option to opt for policy term.

Minimum

Maximum

Policy terms

1 Year

1 Year

Entry age

3 Months

65 Years

Age of renewal

65 Years

Few things are excluded from the coverage of policy

The following incidents are not covered under this policy.

Medical expenses or death case that is not caused by an accident are not covered under this policy.

Death or physical disablement that is prolonged by or caused by child birth or arise from pregnancy, is not entertained by the insurer.

Reimbursement for more than one of the preceding Clauses in reverence of the same period of disablement except the Add-on covers.

Compensation is not obtainable in case of death, physical injury or disability of the insured individual caused by war or war like operations or any nuclear peril.