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Get the Best Health Insurance Plan Online in India

Individual

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male

Family

 

Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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Bharti AXA SmartHealth Critical Illness

With the appearance of major critical illness, the standard of living of a family may become hampered due to large amount of medical expenses. Various options for health insurance plans are there which come up to aid you in handling such a situation.

Bharti Axa Smart Health Critical Illness insurance plan is one which covers all expenses on the subject of 20 listed critical illnesses.

Variants of policy

Two variants are available under this insurance policy that you can choose from. These are –

  • Payment for treatment of critical illnesses, once diagnosed
  • Payment for treatment post survival for more than 30 days after diagnosis

List of critical illnesses which are covered

  • Cancer
  • Stroke
  • Kidney failure
  • First heart attack
  • Major burn
  • Coronary artery disease
  • Coronary artery bypass surgery
  • Heart valve surgery
  • Aplastic anemia
  • Surgery to aorta
  • End stage lung disease
  • End stage liver failure
  • Major organ transplant
  • Coma
  • Multiple sclerosis
  • Bacterial meningitis
  • Primary pulmonary hypertension
  • Terminal illness
  • Motor neuron disease
  • Fulminant hepatitis

Benefits that you can get from policy

  • All expenses due to hospitalization are covered by the insurer to help in any of the critical ailments above.
  • The domiciliary hospitalization expenses are subject to provide to help the insured person and family.
  • Expenses for day care treatment are also payable.
  • Pre and post hospitalization expenses are provided.
  • Apart from covering newly arisen 20 critical illnesses, this policy also covers pre-existing critical illnesses after 4 years of renewal.
  • Allowance for room rent is given to the insured during hospitalization.

Amount of benefit coverage

Different percentage of total sum insured amount are allotted for various expenditures. Take a look and observe the detail of coverage amount in diverse cases.

Facilities

Sum Insured (200,000)

Sum Insured (300,000)

Sum Insured (500,000)

Hospitalization expenses in indemnity basis

100%

100%

100%

Pre-hospitalization

100%

100%

100%

Post-hospitalization

100%

100%

100%

Dread disease recuperation

Rs.500 per day for up to 45 days

Rs.500 per day for up to 45 days

Rs.500 per day for up to 45 days

Major organ transplant

15% off on the Sum insured if expense crosses the limit of Sum Insured

15% off on the Sum insured if expense crosses the limit of Sum Insured

15% off on the Sum insured if expense crosses the limit of Sum Insured

Additional benefits given by insurer

  • You can get 5% discount on the premium amount while renewing policy after a claim free year.
  • Free of cost health check-up facility is there for you when you will complete four claim free years.

Eligibility for issuing policy

Minimum

Maximum

Coverage amount due to hospitalization

Rs.1,000 per day

Rs.3,000 per day

Entry age

3 months

55 years

Renewal eligibility

65 years

Policy term

1 year

1 year

The last but not least, the exclusions

  • Pre-existing diseases are not covered for first 4 years.
  • Naturopathy, cosmetic or plastic surgery treatments are not under coverage.
  • Mental disorder, HIV AIDS, Congenital and related treatments are excluded.
  • Treatment due to abuse of intoxicants is not covered.