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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of New India Assurance

  • New India Assurance Senior Citizen Mediclaim Policy
    New India Assurance Senior Citizen Mediclaim Policy offers coverage to the insured against hospitalization expenses for treatment of injury and illness during policy period.
    Key features of New India Assurance Senior Citizen Mediclaim Policy
    • Maximum entry-age is 80
    • Maximum renewal age is 90 years
    • Organ donor transplant expenses are covered
    • Pre-existing hypertension, diabetes melitus are covered upon additional premium
    • Ayurvedic, homeopathic and Unani treatments are covered
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  • New India Family Floater Mediclaim Policy
    New India Assurance Family Floater Mediclaim Policy covers all family members with single sum insured. The coverage is provided for expenses for the treatment of any illness or injury.
    Key features of New India Family Floater Mediclaim Policy
    • The policy comes with lifetime renewal option
    • Good health and loyalty discount are available
    • Coverage available on complications due to pre-existing conditions
    • Organ donor hospitalization expenses are covered
    • Cataract surgery is covered up to certain limits
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  • New India Assurance Janata Mediclaim policy
    New India Assurance Janata Mediclaim policy covers cost of hospitalization (more than 24 hours) expenses and treatment expenses due to injury and illness or injury.
    Key features of New India Assurance Janata Mediclaim policy
    • Good health and loyalty discount are available
    • Ayurvedic, homeopathic and Unani treatments are covered
    • Cumulative Bonus is availble
    • Free health check-up is also available
    • Day care treatments are covered up to certain limits.
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  • New India Package Motor Policy
    New India Package Motor Policy offers coverage to expenses due to injury of owner and driver and loss or damage of the insured's vehicle. The policy also covers third party death and liability.
    Key features of New India Package Motor Policy
    • Coverage for personal accident is available
    • Coverage available for expenses to fix damaged accessories
    • Coverage for passengers in the car is available.
    • Coverage is available for employees and paid drivers
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Bharti AXA Smart Plan Householder’s Package Policy

Home is a place to keep all family members under a single roof. Everyone strives to prepare own dream home by investing every penny of lifetime accumulation. Therefore it is required to keep your home always safe and secure.

To safeguard your dream home from all negative circumstances such as burglary, natural disasters etc. home insurance is needed. Bharti AXA Smart Plan Householder’s Package policy is a home insurance policy which comes up to provide comprehensive benefits to keep your home protected. This cost effective plan can be availed by all sorts of people.

Major features of policy

  • This policy pays for the building, fittings and fixtures against perils or natural adversities such as earthquake including underground efficacies like drain and water lines, electricity cables and drain inspection covers.
  • If you want to modify and improve the building structure of your home, you will get up to 10% of the total sum insured.
  • Expenses for resident fixtures, fire extinguishing cost, loss or damage to locks and keys by accidental robbery or burglary are covered under this policy.
  • The home insurance policy is liable to cover for contents in the house such as furniture, home appliances, damage of glass and sanitary ware in case of fire, perils like earthquake and burglary.
  • Loss of important documents and cost of valuables such as jewelry; these are also listed under coverage.
  • This policy is liable to provide for damage or loss of contents such as furniture and home appliances during conveyance to a new home by practiced packers and movers.
  • In case the structure or a specific section of the house is considered unfit to give rent, compensation for loss of rent is provided. An alternate to rental accommodation is given to insured during policy period.
  • In case of theft or accidental death of domestic pets, you will be compensated for up to three pets.
  • This home insurance policy also covers legal liability against you in case of third party property damage and accident of domestic servants.

Policy covers

Covers of this policy are divided under two levels such as Basic cover and Burglary cover along with Basic cover.

Occurrence

Coverage

Fire insurance – Protection of building and its contents against perils like fire

Covered

Burglary insurance – Fitting, fixture and personal content

Covered

Add-on covers

In addition to the general coverage, this policy is committed to give few numbers of added coverage.

  • Terrorism cover
  • Valuables and jewelry cover
  • Domestic appliance cover

Exclusions from policy coverage

Events

Coverage

Damage or loss of home of homely contents due to war or any war like situation

Not covered

Loss or damage of any covered thing due to self-negligence of the insured person

Not covered

Scratching or breakage of lens flimsy nature

Not covered

Buildings those are created by Kutcha construction

Not covered

Claiming procedure

You should go for a claim as soon as possible after any kind of damage to your home. By calling to the claim center, you have to share all information related to policy such as policy holder’s name, policy number and occurrence.

The claims are settled within 10 days from submission of documents.